Dubai, UAE, October 22, 2025
A new wave of excitement is building in the DeFi crypto market as Mutuum Finance (MUTM) unveils its major V1 protocol update, confirming that Ethereum (ETH) lending and borrowing will be among the first features available in its upcoming testnet release. This marks a pivotal moment for one of 2025’s most anticipated new crypto projects.
Rapid Presale Growth and Upcoming Price Increase
Mutuum Finance’s presale performance continues to draw headlines across the crypto market. The project has now raised over $17.7 million and attracted more than 17,350 holders worldwide, signaling strong community confidence.
The token price has surged from $0.01 in Phase 1 to $0.035 in Phase 6, marking a 250% appreciation for early participants. The launch price of $0.06 represents nearly a 2x increase from the current level, offering those who enter now a final window before prices move higher.
With 70% of Phase 6 already sold out, the next 20% price increase to $0.04 in Phase 7 is quickly approaching. Momentum has accelerated in recent weeks as investors position themselves ahead of the upcoming V1 testnet launch.
Inside the Mutuum Finance Protocol: Lending for the Modern DeFi User
The platform operates through two complementary models:
- Peer-to-Contract (P2C): Users can deposit popular assets such as ETH or USDT into shared liquidity pools, automatically earning yield as borrowers draw from the pool. Interest rates adjust dynamically based on pool utilization — remaining lower when liquidity is high and rising when demand increases.
- Peer-to-Peer (P2P): This model offers flexibility for tokens not typically supported in pooled systems. Users can lend or borrow directly with others using tokens like DOGE or SHIB, giving them access to custom terms while maintaining full on-chain transparency.
This dual-market setup allows Mutuum Finance to cater to both traditional DeFi participants and users who want access to broader lending opportunities, something few protocols currently provide.
ETH Lending Feature Strengthens Platform Utility
The introduction of Ethereum lending marks a major leap forward for the Mutuum ecosystem. Through the upcoming testnet, users will be able to lend ETH to earn passive yield or use it as collateral to borrow stablecoins.
For instance, a user lending $20,000 worth of ETH could earn an estimated 10%–12% annually, resulting in $2,000–$2,400 in yearly passive returns. Meanwhile, a borrower holding ETH can unlock liquidity without selling their assets, keeping exposure to potential ETH price gains while still accessing stable capital for trading or personal use.
All operations are non-custodial, meaning users retain full control over their assets, and smart contracts handle execution — enhancing transparency, safety, and trust.
The Road Ahead
The V1 protocol is set to launch on the Sepolia testnet in Q4 2025, a critical step before the mainnet rollout. According to the project’s roadmap, the MUTM token and the platform are expected to go live around the same time — a strategy designed to ensure immediate utility and boost visibility upon listing.
As Mutuum Finance continues its multi-phase presale, anticipation is mounting. With Phase 6 nearly complete and the 20% price jump to $0.04 fast approaching, early investors are moving quickly to secure allocations before the next stage.
The combination of real product development, ETH integration, and a transparent presale model makes Mutuum Finance one of the most closely watched new crypto projects of 2025 — and one that could soon become a central player in the next wave of DeFi growth.
About Mutuum Finance (MUTM)
Mutuum Finance is an Ethereum-based DeFi crypto project developing a dual lending protocol that enables users to lend, borrow, and earn yield in a secure, transparent environment. The platform combines pooled and peer-to-peer markets, allowing lending flexibility for both major assets like ETH and USDT and niche tokens such as SHIB and DOGE. Its ecosystem features mtTokens, which generate passive income and benefit from a buy-and-distribute model that supports token value over time. With over $17.7 million raised and a V1 testnet launch scheduled for Q4 2025, Mutuum Finance is rapidly emerging as one of the top new crypto projects reshaping decentralized finance.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance