Dubai, UAE, October 9, 2025
A new cryptocurrency is nearing the halfway point of its current presale phase and moving steadily toward the next stage, where the token price is expected to rise by almost 20%. Mutuum Finance (MUTM), built on Ethereum, is positioning itself as a DeFi crypto focused on lending and borrowing.
MUTM Reaches Over $17 Million Raised in October
Mutuum Finance has raised over $17 million in presale funding with more than 16,800 holders participating. The current sixth phase is already over 60% sold out, with the token priced at $0.035. According to the tokenomics, the next phase will see the token price increase to $0.04. In the first phase, the token was priced at $0.01, representing a 250% increase from its starting price to the current level. By the time of launch, where the price is set at $0.06, the token price may surge by 500%.
As MUTM is the native token of Mutuum Finance, the project itself is a future lending and borrowing platform that will allow users to supply and borrow crypto assets. By supplying assets into liquidity pools, investors may potentially receive interest on their holdings, expressed as an APY% that depends on pool demand.
As proof of deposit, users will receive mtTokens, issued 1:1 to the amount deposited. Those who stake their mtTokens will earn dividends in MUTM, which are funded by tokens purchased from the open market using a portion of the platform’s fees and then distributed to stakers.
Importantly, according to the roadmap, the team is planning to launch the platform at the same time the token lists on exchanges. This move could increase the chances of being listed on major exchanges, boosting the visibility and accessibility of MUTM tokens, which may benefit the project overall.
On the borrowing side, Mutuum Finance is useful for those who prefer to hold their assets rather than sell them. For example, a user could place BTC as collateral and borrow an amount of USDT to use for other investments or personal expenses. At the same time, they retain access to their BTC, which could increase in value if the price of Bitcoin rises.
Recently, the Mutuum Finance team announced that it is actively developing its lending and borrowing protocol, with the first version set to launch on the Sepolia testnet in Q4 2025. This marks a major step in the project’s roadmap, as it prepares to test essential components such as liquidity pools, mtTokens, debt tokens, and a liquidator bot before the full platform rollout. The initial phase will support ETH and USDT for lending, borrowing, and collateral, with more tokens expected to be added later. This testnet stage will allow the team to fine-tune core mechanics and showcase the platform’s functionality in a live environment ahead of the mainnet release.
Future Developments
Besides the main platform, the Mutuum Finance team, according to its roadmap, also plans to develop its own overcollateralized stablecoin. This stablecoin will be backed by on-chain collateral and designed to maintain stability while providing users with a decentralized alternative to centralized stable assets. It will be minted when users deposit collateral above a set ratio and burned upon repayment or liquidation, ensuring a transparent and sustainable model.
In addition, the project is working toward Layer-2 optimization. This integration will lower transaction costs and improve scalability, making the protocol more efficient and accessible for a wider base of users.
CertiK Audit Completed
Mutuum Finance has successfully completed a CertiK audit, receiving a Token Scan score of 90/100. This strong assessment adds credibility to its smart contracts and underscores the team’s commitment to transparency and security for its community.
In addition to the audit, the team has launched a $50,000 bug bounty program, inviting developers to test the code and report potential vulnerabilities. Rewards are offered based on severity, ensuring that the system becomes more robust over time.
For everyday users, Mutuum Finance is running a $100,000 giveaway in MUTM tokens, open to all investors. The project has also introduced a dashboard where participants can track their holdings and calculate potential ROI. In addition, the dashboard features a Top 50 leaderboard, rewarding the largest holders with bonus MUTM tokens. These initiatives remain active, giving both casual investors and larger contributors opportunities to engage and benefit.
Mutuum Finance continues to draw attention as it advances through its presale, with Phase 6 already nearing completion. With the next stage set to bring a 20% price increase, the project’s steady progress, combined with its lending and borrowing model, stablecoin plans, and completed CertiK audit, reinforces its growing presence in the DeFi space. As Phase 6 approaches its end, all eyes remain on how quickly the momentum will carry Mutuum Finance into the next phase of its journey.
About Mutuum Finance (MUTM)
Mutuum Finance is an Ethereum-based decentralized finance project focused on creating flexible markets for lending and borrowing digital assets. It combines peer-to-contract liquidity pools with a peer-to-peer marketplace, giving users access to both mainstream tokens and more niche assets under customizable terms. Depositors receive mtTokens as proof of their contributions, which can earn yield and be staked for additional rewards. With features like its upcoming overcollateralized stablecoin, a buy-and-distribute mechanism, and a strong emphasis on security, Mutuum Finance aims to offer both utility and long-term value within the DeFi ecosystem.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance