Dubai, UAE, October 11, 2025
Mutuum Finance (MUTM) is steadily emerging as one of the most closely watched decentralized finance (DeFi) projects of 2025. In a market where many tokens depend on short-lived hype, Mutuum Finance stands out for its structured rollout, transparent pricing, and clear development roadmap. The project has now surpassed $17.1 million in funding, with 61% of Phase 6 already completed, a sign of growing confidence from both retail and larger investors.
A Structured Presale Driving Measured Growth
Mutuum Finance’s presale follows a fixed-price, staged structure. Each stage offers a set number of tokens at a fixed price, and once that allocation sells out, the next stage begins at roughly 20% higher. This creates a transparent and predictable price curve, rewarding early buyers while maintaining clarity for newcomers.
The approach also sets expectations well ahead of listing, avoiding the uncertainty that often surrounds rapidly changing presale valuations.
Phase 1 launched at $0.01, giving early entrants one of the lowest-cost opportunities of the cycle. Since then, the token price has climbed through successive stages, reaching $0.035 in Phase 6, a 250% increase for initial participants. The final listing price is locked at $0.06, giving investors a clear sense of valuation as the token approaches exchanges.
Early Phase 1 buyers are positioned for up to 500% appreciation by launch, while those joining at the current price can still target nearly 2x MUTM value at listing. This level of pricing clarity is increasingly rare in today’s market, where many presales rely on opaque pricing or aggressive short-term marketing tactics. Mutuum Finance’s measured, data-driven model is a key factor behind its sustained momentum.
Over $17 Million Raised and Broad Participation
The scale of Mutuum Finance’s presale is also reflected in its participation metrics. More than $17.1 million has been raised, over 750 million tokens sold, and 16,800+ investors have joined to date. Wide token distribution is strategically important. By allocating tokens across thousands of wallets, Mutuum Finance reduces whale concentration and sets the stage for healthier liquidity once trading begins. A broader holder base typically leads to more organic market activity and limits the influence of a few large holders after listing.
A real-time presale dashboard adds another layer of transparency, allowing participants to connect wallets, track allocations, and monitor sale progress. A Top 50 leaderboard highlights major contributors and rewards them with bonus MUTM at launch, blending transparency with a gamified experience. These features foster trust and active engagement, crucial elements for early-stage DeFi projects.
Transparent Security Measures Build Trust
Security and transparency have been central to Mutuum Finance’s rollout. Before launch, the project completed a CertiK audit, achieving a 90/100 Token Scan score and placing it among the stronger audited protocols at this stage.
To further secure the platform, a $50,000 tiered bug bounty encourages external security researchers and white-hat hackers to identify vulnerabilities before launch. This proactive approach reflects a level of risk management not often seen among early-stage projects.
Community involvement has been boosted through a $100,000 giveaway program, where ten participants will receive $10,000 worth of MUTM each. This campaign has expanded visibility and rewarded early supporters, helping build engagement well before listing.
Aligning Fundraising With Development
Another key differentiator is how Mutuum Finance’s fundraising timeline aligns closely with its technical development. In a recent statement on X (formerly Twitter), the team confirmed that Version 1 (V1) of its lending and borrowing protocol will go live on the Sepolia testnet in Q4 2025. The initial rollout will include liquidity pools, mtTokens, debt tokens, and a liquidator bot. ETH and USDT will be the first supported assets, enabling users to access lending and borrowing functionality right away.
By synchronizing presale fundraising with product milestones, Mutuum Finance shortens the typical gap between token sales and utility. This gives investors more confidence that MUTM will have real functionality soon after listing, unlike many projects that raise large sums years before launching a usable platform.
Entering the Later Stages of the Presale
As Phase 6 continues to sell out, the remaining allocation is becoming scarce. Late-stage presales often experience accelerated demand as listing approaches, particularly when combined with a transparent pricing model and visible development progress. Mutuum Finance appears to be following that pattern.
The 61% completion of Phase 6 signals that the lower pricing window is closing. Once this stage ends, the price will increase to $0.04 in Phase 7, narrowing the cost advantage for late entrants. Historically, well-structured presales that align funding with active development have seen momentum intensify in their final stages as both retail and larger investors secure positions ahead of listings.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a new DeFi cryptocurrency project focused on lending and borrowing. It combines Peer-to-Contract liquidity pools with a Peer-to-Peer marketplace, allowing users to earn passive income or access liquidity on flexible terms. Depositors receive mtTokens that accrue interest and can be staked for extra MUTM rewards. Looking ahead, the team plans to expand to Layer-2, go multi-chain, and launch an overcollateralized stablecoin to strengthen the platform’s utility.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance