Dubai, UAE, October 10, 2025
Mutuum Finance (MUTM), a decentralized finance (DeFi) lending project, has passed a major milestone with over 750 million tokens sold in its ongoing presale. Phase 6 is already over 60% complete, and the next token price increase is approaching. This milestone highlights growing investor attention as the project moves through its structured presale toward launch.
Presale Performance
Mutuum Finance’s presale began at $0.01 per token in Phase 1 and is structured in multiple stages, with the price increasing by roughly 20% at each step. The current price is $0.035 in Phase 6, a 250% increase from the starting point. Once this phase ends, the price will move up to $0.04 in Phase 7, ahead of the final launch price of $0.06.
To date, the project has raised over $17 million and attracted more than 16,800 holders. Out of the total 4 billion MUTM tokens, around 1.82 billion are allocated for the presale. With more than 750 million tokens already sold, nearly half of the allocation remains available. This clear, phased structure has helped sustain momentum and build confidence as each price step approaches.
Upcoming V1 Testnet Launch in Q4 2025
Beyond fundraising, Mutuum Finance is advancing toward a key development milestone. The team confirmed that the platform’s V1 lending and borrowing protocol will launch on the Sepolia testnet in Q4 2025.
This rollout will feature the platform’s core components, including liquidity pools, mtTokens, debt tokens, a price oracle aggregator, and a liquidator bot, giving the team the opportunity to test the mechanics in a live environment. The initial supported assets will be ETH and USDT for lending, borrowing, and collateral, with additional tokens expected later on.
Lending and Borrowing Mechanics
Mutuum Finance uses a dual model for lending: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C model, users supply major crypto assets like ETH or USDT to shared liquidity pools to earn passive income. Depositors receive mtTokens (such as mtETH), which act as proof of deposit and automatically accrue value as interest builds up from borrowing activity.
The P2P marketplace adds flexibility by allowing users to set custom terms directly with one another. It also supports tokens that may not be suitable for pooled markets, for example, SHIB or DOGE, giving participants more options while isolating risk to individual agreements.
Borrowers can use assets like ETH as collateral to borrow stablecoins such as USDT without selling their holdings. This gives them liquidity for other investments while maintaining exposure to potential price gains.
When users deposit funds, they receive mtTokens 1:1 to their deposit amount. These tokens accrue value automatically and can also be staked to earn dividends in MUTM. A portion of platform fees is used to buy MUTM tokens on the open market and redistribute them to stakers. This creates ongoing incentives for participation while applying consistent buy pressure on the token.
Mutuum Finance Passes CertiK Audit With High Scores
Mutuum Finance’s smart contracts have been audited by CertiK, achieving a 90/100 Token Scan score and a 79/100 Skynet score, indicating strong smart contract quality. The team has also launched a $50,000 bug bounty program, encouraging developers to find and report vulnerabilities.
Community engagement has been a major focus during the presale. A $100,000 giveaway will reward ten winners with $10,000 worth of MUTM each. Additionally, a Top 50 leaderboard highlights the largest contributors and will grant bonus MUTM tokens to those ranked at the top.
Investors can also use a dashboard to connect their wallets, track holdings, and calculate potential ROI in real time. These features add transparency and gamification to the presale process.
Mutuum Finance’s presale continues to gain momentum, with over 750 million tokens already sold and Phase 6 roughly 60% complete. With the token price currently at $0.035 and set to rise to $0.04 in the upcoming phase, the project is approaching another key step in its staged presale structure. Combined with its planned testnet launch, audited smart contracts, and growing community incentives, these developments reflect a project steadily moving toward its next major milestones.
About Mutuum Finance (MUTM)
Mutuum Finance is a DeFi crypto project focused on building a flexible, on-chain lending and borrowing ecosystem. It combines Peer-to-Contract liquidity pools with a Peer-to-Peer marketplace, enabling both passive income generation and custom lending agreements. Users receive mtTokens as proof of deposit, which accrue interest and can be staked for MUTM rewards through a buy-and-distribute system. The team is preparing to launch its V1 protocol on the Sepolia testnet in Q4 2025, laying the groundwork for a full Ethereum mainnet release with future Layer-2 and multi-chain expansion. With a structured presale and audited smart contracts, Mutuum Finance is positioning itself within the broader crypto investment world as a developing DeFi platform to watch.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance